WHO WE ARE:

M Financial is an employee benefits consulting firm that assists businesses in the purchasing, managing, and administration of employee benefit programs. Founded in 1962, we focus on serving larger multi-site corporations. Companies that require a highly responsive, knowledgeable, and creative partner to support them in today’s dynamic business environment. 

WHAT WE DO:

We assist our clients in the creative management of their corporate benefit programs. These programs include the following:

• Medical and Prescription Drug Plans
• Dental Plans
• Life Insurance Plans
• Salary Continuation and Disability Insurance Plans
• Vision Plans
• Voluntary Plans
• Flexible Benefits Plans
• Other Pre-Tax Rembursement Plans
  • Transporation and Parking Reimbursement Plans
  • Medical Expense Reimbursement Plans
  • Health Reimbursement Arrangements (HRA Plans)
  • Health Savings Account (HSA)
• Administrative Services
  • Claim Audit
  • Eligibilty Audit
  • Benefit Administration Systems 
  • COBRA Administration
  • FSA Administration
• Executive and Key Employee Benefits
  • Executve Medical Reimbursement Plans
  • Non-Qualified Defered Compensation
  • Estate Planning
  • Financial Planning
  • Long Term Care Plans

Services we provide:

·         Design, analysis, feasibility studies, strategic planning and compliance consulting

·         Purchasing and funding analysis

·         Implementation and employee communications

·         Administrative services for COBRA, and savings account administration, and outsourcing for HIPAA and other compliance issues.

·         Administration and enrollment.

These services are designed to enhance the functionality of the HR department by outsourcing basic processes so that HR can focus on more strategic initiatives.

CORPORATE PHILOSOPHY:

Our clients deserve an honest and ethical partner. As such, M Financial always operates with the highest ethical standards as our operational foundation. Regardless of client size or business relationship all clients deserve a consulting relationship that:

1.    Puts the client and its needs first;

2.    Delivers creative solutions with quality services.

3.    Operates to provide timely analysis that is accurate and thorough; and

4.    Is proactive at informing clients of the latest industry developments;

M Financial services help our clients make better business decisions. Better decisions that deliver cost savings, improve productivity, and support other business objectives. 

M Financial, Inc. is an equal opportunity employer.

Contact Information:

Michael P. Melnychuk                                              Robert J. Tobey

President & CEO                                                       Vice President Benefit Consulting

763-746-2700                                                           763-746-7402

Mikem@mfinancial.com                                          rjtobey@mfinancial.com